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The MasterCard® Debit and credit Card Benefits

By using your Michigan Community Credit Union MasterCard® Debit or Credit Card, you will enjoy a wide array of enhanced benefits, rewards and protection, including:

  • Member Rewards by CO-OP –  Earn points for signature-based (non-pin) transactions, and redeem for travel awards, merchandise, gift cards and more. Also, earn bonus points for shopping at participating retailers.
  • Zero Liability* - Enjoy 24-hour security monitoring and liability protection against unauthorized purchases. MCCU is committed to keeping our members’ assets safe while minimizing any inconvenience that protecting your accounts may cause. That’s why we work with a premier fraud protection service to monitor activity on our members’ cards and notify us, and you, of any suspicious transactions. When fraudulent card activity is suspected, like when you buy a big-ticket item at a store where you have no previous purchase history, you will be contacted immediately by a fraud analyst to verify the transaction. If you tell us the transaction is valid, subsequent purchases will not be blocked. If card activity cannot be verified by you, the transaction will be marked as suspicious and your card will be blocked immediately. MasterCard® cardholders pay only for the purchases they have authorized on their U.S. issued MasterCard® card and won’t be held liable in the event of unauthorized purchases. The coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: the cardholder’s account is in good standing, the cardholder has exercised reasonable care in safeguarding their card, and the cardholder has not reported two or more unauthorized events in the past 12 months. Certain terms, conditions, and exclusions apply. See www.mastercard.com/zeroliability for details. We are proud to include this level of security as part of your membership with MCCU!
  • MasterCard® Global Services™ - 24/7 emergency lost or stolen card replacement. Call toll-free 888.241.2510
  • MasterCard® Airport Concierge™* - Enhanced travel benefits for cardholders worldwide
  • Price Protection 
  • Extended Warranty
  • Satisfaction Guarantee
  • MasterCard® SecureCode™* - Free added protection and security against unauthorized use of your card when you shop at participating online retailers. Certain terms, conditions, and exclusions apply. See MasterCard SecureCode for more details.
  • MasterCard® PRICELESS® CITIES - Handpicked offers and experiences in your home city and cities around the world just for MasterCard® cardholders. Visit PRICELESS® CITIES online at www.priceless.com and access exclusive invitations and enjoy exciting international offers related to dining, shopping, sports, travel, music/entertainment, arts and culture. PRICELESS® CITIES is a great place to find inspiration for your next trip or vacation!